One app for all needs

Single account for all your payments.

Unify your finances

Your Card for Every Purchase

Spirit One payment card

Contactless payments? Sure. Spending limits? Control. Card freezing? One tap.

Contactless
Spending limits
Card freezing

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Verify your identity

Top up account with your favourite methods

Get your card and bind it to mobile wallets right away

Pay local QR codes across the globe right from your balance

Pay like a local via QR codes

Across Asia and Latin America

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Exchange

Most competitive exchange rates are here.

*The displayed conversion rates and fees may vary during the currency exchange process, and the rates shown were last updated at 07:59 on 06.06.2026.

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Invite a friend, and you can both get a cash bonus! See details in the app.

Ten thousand users, plus you.

It only takes few seconds to get started.

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